Does rural Households' financial literacy affect the household portfolio choices in poverty alleviation areas?

doi:10.1016/j.eap.2025.02.013

	Does rural Households' financial literacy affect the household portfolio choices in poverty alleviation areas?
	Guo, Xuejun1 ; Guo, Xiaoxi 2; Guan, Haoran 3
	2025-03
在线发表日期	2025-02
发表期刊	ECONOMIC ANALYSIS AND POLICY
卷号	85 页码:1550-1562
摘要	This study investigates the influence of financial literacy on rural households' portfolio decisions in poverty alleviation regions. Findings reveal that enhanced financial literacy significantly increases both the extent and depth of households' engagement with financial risk assets. Financial literacy, encompassing knowledge, behavior, and attitudes, shapes investment approaches, with rural households often displaying conservative tendencies. Additionally, E-commerce promotion supports market participation, underscoring wealth and identity effects in portfolio choices, though without a noticeable crowding-out effect on venture capital investments.
关键词	Financial literacy Household portfolio choices Inclusive finance Poverty alleviation areas Farmers
DOI	10.1016/j.eap.2025.02.013
收录类别	SSCI
ISSN	0313-5926
语种	英语
WOS研究方向	Business & Economics
WOS类目	Economics
WOS记录号	WOS:001428694200001
出版者	ELSEVIER
原始文献类型	Article
引用统计	被引频次[WOS]：0 [WOS记录] [WOS相关记录]
文献类型	期刊论文
条目标识符	http://ir.lzufe.edu.cn/handle/39EH0E1M/38807
专题	工商管理学院
通讯作者	Guo, Xuejun
作者单位	1.Lanzhou Univ Finance & Econ, Sch Business Adm, Lanzhou 730101, Gansu, Peoples R China; 2.Chinese Univ Hong Kong, Sch Manage & Econ, Shenzhen 518172, Guangdong, Peoples R China; 3.Univ Nottingham, Accounting & Finance, Nottingham, England
第一作者单位	兰州财经大学
通讯作者单位	兰州财经大学
推荐引用方式 GB/T 7714	Guo, Xuejun,Guo, Xiaoxi,Guan, Haoran. Does rural Households' financial literacy affect the household portfolio choices in poverty alleviation areas?[J]. ECONOMIC ANALYSIS AND POLICY,2025,85:1550-1562.
APA	Guo, Xuejun,Guo, Xiaoxi,&Guan, Haoran.(2025).Does rural Households' financial literacy affect the household portfolio choices in poverty alleviation areas?.ECONOMIC ANALYSIS AND POLICY,85,1550-1562.
MLA	Guo, Xuejun,et al."Does rural Households' financial literacy affect the household portfolio choices in poverty alleviation areas?".ECONOMIC ANALYSIS AND POLICY 85(2025):1550-1562.