江苏金租公司风险防控策略优化研究

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作者	刘玉峰
姓名汉语拼音	Liu Yufeng
学号	2020000011043
培养单位	兰州财经大学
电话	18638291872
电子邮件	1754748032@qq.com
入学年份	2020-9
学位类别	专业硕士
培养级别	硕士研究生
一级学科名称	工商管理
学科代码	125101
授予学位	工商管理硕士
第一导师姓名	郭学军
第一导师姓名汉语拼音	Guo Xuejun
第一导师单位	兰州财经大学
第一导师职称	副教授
题名	江苏金租公司风险防控策略优化研究
英文题名	Research on Risk Prevention and Control Optimization Strategies of Jiangsu Jinzhu Company
关键词	融资租赁风险防控风险管理信息不对称
外文关键词	Financial leasing; Risk prevention and control; Risk management; Information Asymmetry
摘要	摘要融资租赁作为一种集“融资”与“融物”于一体的重要金融工具，为促进实体经济的发展起到了越来越重要的作用，但是，由于市场经营不确定性高，经济波动性大等情况，导致融资租赁业务存在严重的风险，比如信用风险、经营风险和操作风险等。本文以江苏金租公司为研究对象，分析该公司风险防控存在的问题和原因，提出改进风险防控策略，以期提升公司风险管理能力，确保公司健康可持续发展。首先，本文梳理了风险防控、信息不对称及融资租赁风险防控的相关研究，明确了研究的目的和思路，介绍融资租赁、风险防控及融资租赁公司风险防控的相关概念和理论基础，为后续分析提供理论支撑。其次，本文对江苏金租公司的风险防控现状进行了全面剖析，包括公司概况、所处行业背景、融资租赁业务办理流程及风险防控状况，指出江苏金租公司在风险防控方面存在的问题，包括信用风险、经营风险、操作风险及流动性风险等，深入分析这些问题的成因。第三，本文为进一步量化江苏金租公司的风险水平，构建了风险评价指标体系，并运用模糊综合评价法确定风险等级为严重，因此公司需要采取相应的措施进行优化。本文研究结果认为，江苏金租公司应在业务流程方面加强尽调范围、做好事前准备、完善内部流程、加强租赁物监控力度，在信息、人才、组织及资金等方面加大投入，以确保风险防控措施的优化得到保障。本研究结果不仅能为江苏金租公司优化其风险防控措施提供参考，还可以为融资租赁行业的健康发展起到积极的推动作用。
英文摘要	Abstract Financial leasing, as an important financial tool that combines financing and financing, has played an increasingly important role in promoting the development of the real economy. However, due to high market uncertainty and economic volatility, there are serious risks in the financial leasing business, such as credit risk, operational risk, and operational risk. This thesis takes Jiangsu Jinzhu Company as the research object, analyzes the problems and reasons of risk prevention and control in the company, proposes improvement risk prevention and control strategies, in order to enhance the company's risk management ability and ensure the healthy and sustainable development of the company. Firstly, this thesis reviews the relevant research on risk prevention and control, information asymmetry, and financial leasing risk prevention and control, clarifies the purpose and ideas of the research, introduces the relevant concepts and theoretical foundations of financial leasing, risk prevention and control, and financial leasing company risk prevention and control, and provides theoretical support for subsequent analysis. Secondly, this thesis provides a comprehensive analysis of the current situation of risk prevention and control of Jiangsu Golden Leasing Company, including company overview, industry background, financing兰州财经大学 MBA 学位论文江苏金租公司风险防控策略优化研究 leasing business processing process, and risk prevention and control status. It points out the problems that Jiangsu golden leasing company faces in risk prevention and control, including credit risk, operational risk, operational risk, and liquidity risk, and analyzes in depth the causes of these problems. Thirdly, in order to further quantify the risk level of jiangsu jinzhu company, this thesis constructs a risk evaluation index system and uses the fuzzy comprehensive evaluation method to determine the risk level as severe. Therefore, the company needs to take corresponding measures to optimize. The research results of this thesis suggest that Jiangsu jinzhu company should strengthen due diligence scope, prepare in advance, improve internal processes, strengthen monitoring of leased assets, and increase investment in information, talent, organization, and funding to ensure the optimization of risk prevention and control measures are guaranteed. The results of this study can not only provide reference for Jiangsu jinzhu companies to optimize their risk prevention and control measures, but also play a positive role in promoting the healthy development of the financing leasing industry.
学位类型	硕士
答辩日期	2024-05-25
学位授予地点	甘肃省兰州市
语种	中文
论文总页数	69
参考文献总数	40
馆藏号	0006167
保密级别	公开
中图分类号	F203.9/1097
文献类型	学位论文
条目标识符	http://ir.lzufe.edu.cn/handle/39EH0E1M/37119
专题	MBA教育中心
推荐引用方式 GB/T 7714	刘玉峰. 江苏金租公司风险防控策略优化研究[D]. 甘肃省兰州市. 兰州财经大学,2024.

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